September, 2025 • Mechanigo.ph
From Test Drive to Transfer: The Complete Checklist for Buying a Used Car in the Philippines
Buying a used car in the Philippines can be exciting but also tricky. From that first test drive to officially transferring ownership, there are many steps you need to take to make sure you’re getting a good deal and avoiding costly mistakes. This comprehensive checklist will guide you through the process so you can drive home with confidence.
1. Research Before You Ride
Before meeting a seller, do your homework:
● Check the market price of the car model and year you’re targeting.
● Compare online listings in your area (Metro Manila, Cavite, Rizal, Laguna, Bulacan, and Pampanga).
● Research common issues for that model so you know what to look out for during inspection.
2. Inspect the Car’s Condition
A shiny paint job doesn’t always mean the car is in good condition.
Exterior: Look for mismatched paint, dents, or rust — these may indicate accidents or poor upkeep.
Interior: Test electronics, air conditioning, seats, and dashboard functions.
Under the Hood: Check for leaks, corrosion, and worn belts.
Underneath: Look for signs of flooding, rust, or hidden damage.
💡 Tip: If you’re unsure about spotting issues, hire a trusted mechanic or inspection service like MechaniGo.ph for a full pre-purchase inspection. Spending a little now can save you thousands later.
3. Take a Proper Test Drive
Don’t just drive around the block — put the car to the test.
● Drive on different road conditions (smooth roads, humps, and inclines).
● Test acceleration, braking, steering response, and suspension.
● Listen for unusual sounds like knocking, squeaking, or rattling.
4. Verify All Documents
This is where many buyers get scammed. Make sure all documents are authentic and match the car’s details:
● Original OR/CR (Official Receipt & Certificate of Registration) from LTO
● Deed of Sale (must be notarized)
● Valid IDs of the seller
● Clearance of encumbrances (no unpaid loans)
● Service records (optional, but helpful to confirm maintenance history)
Always double-check the engine and chassis numbers in the OR/CR against the actual car. Even a small mismatch can cause huge headaches during transfer.
5. Negotiate the Price
Negotiate based on facts, not emotions.
● Point out needed repairs to justify a lower price.
● Compare the seller’s offer with similar listings.
● Be ready to walk away if the deal doesn’t feel right.
Remember: the best deal isn’t always the cheapest — it’s the one that gives you the most value for your money.
6. Close the Deal Safely
Protect yourself when paying.
● Avoid carrying large amounts of cash.
● Meet in safe, public places.
● Use secure payment methods (manager’s checks or bank transfers).
● Ensure the Deed of Sale is notarized before releasing full payment.
✅ Extra step: Ask for a written acknowledgment of payment to avoid disputes later.
7. Transfer Ownership at the LTO
This step is crucial — without it, the car legally remains under the seller’s name.
● Prepare the notarized Deed of Sale, OR/CR, valid IDs, and insurance.
● Secure a PNP-HPG clearance if required.
● Pay transfer fees and process the transfer at the nearest LTO branch.
Final Advice
Buying a used car can save you a lot compared to going brand new, but only if you follow each step carefully. Skipping inspections or neglecting document checks can cost you more in repairs, legal issues, or even losing the car entirely.
To be 100% sure, have your chosen vehicle inspected by professionals. MechaniGo.ph offers thorough pre-purchase car inspections in Metro Manila, Cavite, Rizal, Laguna, and Bulacan — helping you buy with confidence.
Ready to buy a secondhand car?
Book your Secondhand Car Buying Inspection with MechaniGo.ph